Your Money, Your Right—
We Make It Easy to Reclaim What’s Yours!
Who Are We?
About Equity Recovery Advocates (ERA)
At Equity Recovery Advocates (ERA), we believe that no one should leave money on the table—especially money that’s rightfully theirs. Every year, millions of dollars in surplus funds go unclaimed after foreclosures, quietly sitting in government accounts while former homeowners struggle to rebuild their lives. Our mission is simple: to locate, recover, and return these funds to their rightful owners—quickly, easily, and with zero risk to you.
What We Do
When a property is foreclosed on, any excess funds left after the sale—money that should go back to the original homeowner—often remain unclaimed due to legal complexities and lack of awareness. That’s where ERA comes in. We do the heavy lifting, navigating the red tape, handling the paperwork, and ensuring you receive every dollar owed to you. No upfront costs. No hidden fees. You only pay us if and when you receive your money.
Why It Matters
For many, these funds can mean a fresh start—a second chance to regain stability, pay off debts, or invest in a brighter future. Unfortunately, most homeowners never even realize they have money waiting for them. We change that. With expert research, proven experience, and a commitment to your success, we work tirelessly to reconnect you with what’s rightfully yours.
How it Works
The ERA Advantage: Simple, Transparent, and Risk-Free
✔ We Find the Money – Our team scours public records and legal filings to locate funds owed to you.
✔ We Handle the Process – We take care of all the legal work, ensuring a smooth and hassle-free claim.
✔ You Get Paid – Once your claim is approved, you receive your money. If you don’t get paid, we don’t either.
You’ve already lost your home—don’t lose the money that belongs to you. Let Equity Recovery Advocates fight for you. Your funds are waiting.
📞 Contact us today to see if you’re owed money!
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What are surplus funds, and how can I claim them?Surplus funds are the money left over after a foreclosure sale, where the sale price exceeds the amount owed on the property. These funds are often unclaimed because former homeowners may not be aware they are entitled to them. Our service helps locate these funds and assists in the claim process, ensuring you recover what is rightfully yours.
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Do I have to pay anything upfront to get started?No. Equity Recovery Advocates operates on a contingency basis. This means you pay only if we successfully recover your surplus funds. There are no upfront fees or hidden costs.
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How long does it take to recover my surplus funds?The time it takes to recover your surplus funds can vary depending on the state, the complexity of your case, and how quickly we can gather the necessary documentation. Typically, it can take anywhere from a few weeks to several months. We will keep you updated on the progress of your claim.
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What percentage do you charge for your services?Our fee is a percentage of the recovered funds. The exact percentage will be outlined in our service agreement before we begin working on your case. Rest assured, you only pay us if we successfully recover funds on your behalf.
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How do you find surplus funds that are owed to me?We use a combination of public records, skip tracing, and proprietary databases to locate unclaimed surplus funds from foreclosures. Our experienced team researches and identifies potential funds owed to you based on property and foreclosure records.
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What happens if I try to claim the surplus funds myself?If you attempt to claim the surplus funds on your own, there is a risk of making mistakes in the paperwork or missing important deadlines, which could lead to delays or forfeiture of the funds. We guide you through the entire process to ensure that everything is done accurately and efficiently.
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Will I lose my surplus funds if I don't claim them right away?In some cases, surplus funds may be held by the county or state for a limited period of time. If the funds remain unclaimed after this period, they may be forfeited or transferred to the state. It is important to act as soon as you learn about the funds owed to you.
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How do you communicate with me throughout the process?We will keep you informed every step of the way. Our team will provide regular updates, and you can reach out to us at any time if you have questions or need additional information. You’ll receive notifications of important developments, and we’re always here to help guide you.
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What if I don't know the name of the person who foreclosed on the property?If you don’t know the name of the previous owner or other relevant details, don’t worry. Our team specializes in skip tracing and can help gather the necessary information to identify you as the rightful claimant of any surplus funds owed.
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Is it safe to work with Equity Recovery Advocates?Yes. At Equity Recovery Advocates, we prioritize your privacy and confidentiality. We follow strict security protocols to protect your personal and financial information, and we comply with all applicable laws and regulations to ensure a safe and secure experience for every client.